Credit Investigator Resume

Credit investigators are the officials who work for financial institutions and perform credit analysis of individuals and organizations before extending finance to them. Credit investigation is important for financial institution as it helps them decipher the financial status of the organization and decide upon their ability to make complete and regular repayment of loans. This investigation helps the organization prevent instances of frauds and bad debts. Credit investigators require proficient ability to research and investigate about credit ratings as it helps them evaluate and judge the financial capability of the individual/organization. Also, competence in fields of accountancy and taxation are important qualifications.

Employers required candidates for this position to have a degree in any of these course: Banking, Finance, Business Studies, management, Administration, Accountancy. Experience of at least two years in conducting background investigation to ascertain financial status of credit applicants is also needed.

Credit Investigator Resume Example

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Nick Lepton
13, 12, Maple Street
Dallas, TX 57712
Telephone Number: 466 - 020 - xxxx
Email Id: nicklepton@example.com

Career Objective:

To work as a credit investigator for a security bank corporation and conduct background investigation on the financial status and marketing standing of credit applicants.

Summary of Skills:

• Excellent skills in credit investigation, loan processing, and phone verification
• Complete knowledge of banking services
• Honest, sincere, patient, and hardworking
• Excellent analytical and documentation skills
• Experienced in conducting fieldwork
• Matchless communication and interpersonal skills

Work Experience:

Credit Investigator
ABC Financial Services, Dallas, TX
May 2012 - Present

• Review credit applications and conduct background investigation
• Process credit applications only after confirming financial status of applicants
• Make phone calls, visit and interview individuals and business owners
• Verify information provided by customers for credit
• Investigate history and credit standings of loan applicants
• Collaborate with credit rating agency and get required information
• Inquire and collect information on social behavior and credit report of individuals

Credit Investigator
PQR Financial Services, Dallas, TX
October 2010 - April 2012

• Scrutinized customers' accounts and levied credit charges as per the interest rate
• Investigated credit standing and financial history of individuals and business establishments
• Process personal and business loan applications following Bank's policies and procedures
• Determined credit worthiness of applicants by collecting information through reliable sources
• Notified customers through emails and phone calls about acceptance and rejection of credit
• Confirmed residential and business address through persona visits and city directories
• Informed and collected debts from defaulters with penalty charges

Education:

• Bachelor's Degree in Banking
  ABC University, Dallas, TX
  2009

Reference:

• Patrick Brown
  Chief Credit Investigator
  ABC Financial Services, Dallas, TX
  Telephone Number: 577 - 040 - xxxx
  Email Id: patrickbrown@example.com