Credit Specialist Resume

Resume is a marketing tool to get hired for the applied job position. It is necessary to carefully present your knowledge, skills, and experiences that match the requirement of your employer. To help you out, an organized and structured credit specialist resume has been drafted for your reference. Feel free to review the sample and learn the basic requirements of preparing a strong and compelling resume for your job application.

A credit specialist is a credit expert who is generally employed by financial organization and corporate sectors. The job profile of a credit specialist include reviewing and analyzing credit worthiness and risk, assessing collateral values and credit risk, and preparing written credit approval or denial correspondences. A credit specialist is also known as credit inspector or credit expert

Credit Specialist Resume Example

Career Objective:

A candidate with prior experience as a credit analyst and a degree in Accounting seeks to lend her finance and banking acumen to a reputed company.

Core Competencies:

• Extensive knowledge of credit regulations, procedures and operations
• Comprehensive knowledge of financial markets, accounting, banking and financial activities
• Skilled in analyzing, verifying and interpreting financial statements
• Sound knowledge of mathematical concepts with strong administration and management skills
• Possess good leadership skills with an ability to work in a fast paced working environment
• Proficient in major computer applications like Microsoft Word, Excel and PowerPoint and the Internet

Professional Experience:

Organization: Glanbit Corporation, California
Duration: June 2011 till date
Designation: Senior Credit Analyst

• Responsible for providing detailed information to the prospective borrower on existing options for obtaining loans
• Handle the tasks of calculating the loan amount and size of monthly payments in arrears
• Perform responsibilities of checking loan application documents for further processing
• Responsible for preparing of documents on contracts of loan and payment schedule
• Perform the tasks of providing support in monitoring the timeliness of payment of the debt
• Handle responsibilities of analyzing and verifying financial information like monthly financial statements, management accounts and cash flow statements

• Responsible for receiving data like financial statements, investigation sheets and agency reports
• Perform the tasks of analyzing data and evaluating short- and long-run prospects of the organization
• Handle responsibilities of monitoring legal changes pertinent to collateral documentation
• Assist credit specialist in accepting and denying loan applications
• Responsible for providing documentation of all financial analysis activities like ratios and other related information
• Ensure that the credit analysis activities are conducted as per the prescribed lending policies

Educational Summary:

Achieved Bachelor's degree in Accounting
University of California in the year 2010

Reference:

Will be pleased to provide upon request