Commercial Banking Associate Resume

A commercial banking associate sells banking products to customers who have or do not have an account with the bank. Besides convincing existing customers, the person will also search for prospective ones and convert them to regular customers. In addition, the person is also asked to research credit history of loan applicants, analyze potential risks for the bank in extending credit, and suggest ways in improving sales and increasing business. When working with a financial institution, he will serve as a link between clients and the institution. In such a setting, the jobholder will perform credit management, financial analysis, and handle client-firm relationship.

Commercial Banking Associate Resume Sample

---

Brian M. Silas
3746 Roosevelt Street
San Francisco, CA 94105
Phone: 415-450-8671
Email: bmsilas@example.com

Career Objective:

Looking for a commercial banking associate position with “People's Progressive Bank,” to work with the sales team and improve leads, revenue, and business by offering decent services to new and old customers.

Summary of Skills:

• Good knowledge of credit documentation, credit products, insurance products, deposit products, tax returns and financial statements
• Excellent sales, banking and business management skills
• Good in communicating with customers, colleagues and superiors verbally and in writing
• Excellent relationship management, coordination and interpersonal skills
• Strong researching, analytical, and math skills
• Proficient with MS Office tools and other banking software

Work Experience:

Banking Associate
One Stop Bank, San Francisco, CA
October 2014 - Present

• Attending inquiries related to saving accounts and banking products, and opening new accounts
• Solving problems related to customer accounts and explaining them new products
• Assisted in researching credit history of customers and analyzing bank's potential risks in extending credit
• Accepting checks and cash for deposits and issuing receipts for the same
• Coordinating between the management, analysts, and clients for raising finance in capital market
• Keeping and maintaining appropriate client records including retail loan accounts, deposit account, Smart Money Manager Accounts, financial plans, retail loan documentation, etc.
• Maintaining positive working relationships with other departments, specialists, attorneys, CPAs, local advisory board members, etc.
• Processing retail loan documentation, money transfers, payments, overdrafts and other routine transactions
• Supporting the sales campaign by making follow up calls, scheduling appointments, and maintaining and preparing client marketing materials

Banking Associate
Composite Financial Services, San Francisco, CA
February 2013 - September 2014

• Assisted the banking associate in credit lending process through administrative support
• Evaluated collateral and guarantor support for loans and took appropriate decisions
• Helped in risk and controls reviews of important client processes
• Contributed in bringing new business by participating in trade fairs
• Prepared cashier's checks, issued traveler's checks and exchanged foreign currency
• Received and verified loan payments and utility bill payments
• Validated checks and identified bank customers
• Ensured compliance in financial procedures and presented a professional image of th firm
• Reconciled errors in deposit, and withdrawals at the end of each month

Education:

• Bachelor's Degree in Banking
  ABC University, San Francisco, CA
  2012

Reference:
On request.