Mortgage Consultant Resume
Mortgage consultants find lenders for potential homeowners and help them through every step of loan processing. These consultants mostly work independently and hold a good reputation with several banks. This makes them easy in obtaining loans for borrowers. A resume for a mortgage consultant position needs to mention knowledge of mortgage industry with abilities to find the best mortgage loan product for borrowers.
Resume Example
Carl R. Jacobs
957 Gambler Lane
Houston, TX 77002
Phone: 281-969-5708
Email: crjacobs@anymail.com
Job Objective:
Looking for a mortgage consultant position with a company that will utilize my abilities to meet challenges witnessed in the mortgage industry.
Summary of Skills:
- Excellent knowledge of mortgage industry and escrow processes
- Experienced in generating mortgage sales
- Familiar with mortgage lending and underwriting process
- Ability to perform credit rating and background check
- Unique skill in finding lenders for potential homeowners
- Ability to work with MS Office applications and customized software
- Excellent understanding on how to develop relationships with real estate agents and builders
- Expert in offering advice, providing counseling and high-quality customer service
Career Experience:
Mortgage Consultant
Universal Mortgage Corporation, Inc., Houston, TX
2012 - present
- Assist future homeowners in securing mortgage loan
- Shop for loans at several banks and fetch the best one for customers
- Guide home buyers through the loan process
- Gather documents and secure appraisals and titles
- Explain the legal intricacies to home buyers before signing loan papers
- Display high work ethics and perform in the best interest of borrowers
- Review borrowers' credit report
- Arrange meetings between borrowers and lenders
- Negotiate loan condition with lenders on behalf of borrowers
Mortgage Consultant
Equity Home Loan, LLC, Houston, TX
2009 - 2012
- Evaluated home loan applications and guided client through mortgage process
- Reviewed applicants' credit history and financial status
- Contacted several lenders, reviewed loan options and selected the best ones for clients
- Worked and processed loans following WHFM guidelines
- Negotiated with lenders on interest rates, payment due date and loan tenure
- Developed and maintained a large database of lenders and borrowers
- Generated a mortgage sales of around $2.8 million each month
Associate Prime Loan Processor
Major Financial Corporation, Houston, TX
2008 - 2009
- Collected all documents necessary for loan processing & underwriting
- Interviewed customers and assessed their borrowing needs
- Offered multiple options relating to interest rates, payment due date and loan tenure
- Opened and followed up accounts
- Ordered appraisals, communicated with the customers on loan disclosures, interest rates, closing costs, and on a credit issues for soft closing and their funding
- Reviewed transfer title document for potential loan faults
Education:
BA in Finance
ABC University, Houston, TX
2007
References:
On request.
