Mortgage Loan Originator Resume

This Mortgage Loan Originator resume focuses on the vital features required in drafting your resume sample. A clear goal, skills and job responsibilities is mentioned in the sample so as to make you understand in a clear and concise way. Customize the resume sample as per the requirement of the organization.

Career Goals:To obtain the position of a Mortgage Loan Originator wherein my knowledge and abilities will result in the tremendous growth of the organization.

Core Competencies:

• Extensive knowledge of underwriting, residential mortgage processing, and closing procedures
• Demonstrated time management and organizational skills
• Effective command over verbal and written communication skills
• Knowledge of the lending guidelines pertaining to government and conventional sector
• Familiar with the concepts of federal lending regulations governing real estate lending
• Strong sales and customer service skills
• Skilled in using MS Word, Excel, Access, PowerPoint, Outlook and Internet Explorer
• Strong knowledge of real market estate

Educational Qualifications and Certifications:

• Achieved Bachelor's degree in Banking from New York Commerce College in the Year 1998
• Certified Mortgage Banker from Mortgage Banker Association , NY in the year 1999

Professional accomplishments:

• Strengthened relationship with bankers, companies, financial professionals and real estate agents
• Successfully determined various credit needs of bank's market area through several business functions and ensured that the objectives of Community Reinvestment (CRA) are being met up to the expectations

Professional Experience:

Mortgage Loan Originator, 2003 to 2009
Bert Mortgage Corp - New York
Responsibilities included:

• Responsible for gathering appropriate documentation from each applicant as well as delivers loan package in the time frames set by the management
• Handles the tasks of communicating with applicants and branches for providing timely updates and progress reports
• Maintains high levels of customer service as well as manages the expectations of applicant's and support staff's
• Attends and participates in all Consumer Lending meetings as required by the management team
• Maintains knowledge of the loan products, underwriting, processing procedures, and general departmental guidelines
• Responsible for managing pipeline for all the originated loans by closing and completing the required management reports

Mortgage Loan Originator, 1999-2003
ABC Mortgage Inc-New York
Responsibilities included:

• Provides loan package to the loan processor for reviewing, stacking, and pre-submission auditing
• Works with loan processor to provide additional documentation and letters of explanation to underwriters to clear the conditions and close each loan
• Responsible for maintaining a working file for the office as required for compliance
• Generates referral business and relationships with existing clients, individuals, Real Estate Professionals and past clients
• Analyzes credit, and compares for accuracy with the statement of mortgage borrower's
• Determines correct loan options for the borrower based upon the future plan, present situation, and preferred loan product of the applicant

Personal Details:

• Name: Douglas Hall
• Date of Birth: XX/XX/19XX
• Employment Status: Full time
• Relationship status: Married

References:

• Mr. Andrew Smith
• New Jersey Mortgage Sector, New York
• Senior Mortgage Loan Originator
• Cell: 158-258-8888
• Email:andrew.smith@rediffmail.com