Bank Loan Officer Resume

With prices of apartments, education and car models sky-rocketing, it becomes impossible for an individual to shell out the entire amount from his pocket. This is where the bank loan officer plays his role. These bank professionals help customers with loan for new homes, cars, other luxuries household items, vacationing in a foreign country, and college tuition fees. They are entrusted with the job of determining the loan applicant's credit worthiness as well as suggesting the best financial options, interest rates, monthly payments and loan terms.

The loan officer plays an intermediate role between the applicant who seeks commercial or mortgage loan and the lender. This role requires relationship building skills and providing good customer service. An individual who wants to work in this profile must have updated knowledge of the bank norms and excellent interpersonal skills. Employers usually look for a bachelors degree in business or finance in a candidate's application. Individuals interested in working for the mortgage section are required to obtain an authenticate licensure. Refer this resume sample to draft a concise and properly formatted resume for the bank loan officer profile.

Sample of Bank Loan Officer Resume

Peter S. Kendall
123 Elm Street
Rogers, Arkansas 72758
Phone: 479-525-7781
Email: pskendall@anymail.com

Career Summary:

Experienced loan officer who provides excellent customer service throughout the entire loan application process. Handled different commercial loans for real estate, corporate, individuals and actively contributed in mortgage division of financial institutions. Built and sustained good relations with customers from different backgrounds.

Summary of Skills:

In-depth knowledge about federal laws related to lending and mortgage
Exceptional communication skills
Capable of building rapport with customers of different backgrounds
Comprehensive knowledge about writing procedures and current pricing terms for mortgage
Ability to handle financial information of customers in a highly confidential and sensitive manner
Ability to adapt to fast-working environment by using strong organizational skills and following a detail-oriented approach

Work Experience:

Senior Loan Officer
Arvest Bank, Rogers, Arkansas
September 2015 – Present

Developing promotional strategies and making customers aware about loan products by complying with the bank's policies
Creating financial analysis reports, checking borrower's financial statements and performing lease reviews
Coordinating various aspects of the mortgage application process and forwarding mortgage products to respective branch teams
Presenting different loan features to prospective clients by resolving their queries and ensuring they get the best match as per their needs
Performing daily maintenance of the loan applicant's database
Coordinating different departments and providing excellent customer service throughout the loan life cycle and initiating feedback form to ensure customer satisfaction

Loan Officer and Mortgage Consultant
FBT Bank & Mortgage, Rogers, Arkansas
July 2013 – August 2015

Analyzed and reviewed loan packages for preliminary denial or approval as per the bank's mortgage guidelines
Effectively maintained robust relationships with productive clients by cold calling them to inform about attractive offers and loan schemes
Negotiated payment arrangements with lawbreaking clients and issued deadlines for them
Approved loan applications with small limits while forwarded loan applications with large amounts to management for consent
Used automated processing software to keep a record of client applications and send reminders to borrowers about the monthly credits to be deposited
Clarified the doubts regarding mortgage loans and procedures as well as repayment methods by contacting prospective clients

Junior Loan Officer
Regions Bank, Rogers, Arkansas
November 2011 – June 2013

Provided expert financial advice on personal or educational loans and gave information about mortgage policies to interested customers
Assessed and performed evaluation of customer's financial needs and gave appropriate loan suggestions
Checked documents supplied by customers and entered accurate information in the automated database
Executed loan origination process which included order for reports like title reports, appraisals and credit reports
Analyzed loan applicant's financial status and performed property evaluation to determine loan feasibility

Education:

Bachelor's Degree in Finance
ABC University, Rogers, Arkansas
2010

Certification:

SAFE Mortgaging Licensing Act of 2011

Licensure:

National Association of Mortgage Brokers, 2011

Affiliation:

Mortgage Bankers Association, 2012

Reference:

On request.