Underwriter Resume

An underwriter works at a company or bank organization and administers distribution of securities and public issuance for the organization. He or she plays different roles in the corporate world with most notable being loan underwriters and mortgage underwriters. The jobholder also an important role in insurance application process, and equity market's initial public offering (IPO) process.

When an individual applies for loan or some insurance cover hoping the concerned company would pay the amount in case of emergencies, it is the underwriter who decides which application must be processed.

An individual in this role has many responsibilities and has duties like assessing the background and gathering information about the applicant, studying the proposals and calculating involved risks, collaborating with professionals and specialists to judge risk assessment for determining the amount to be paid out and negotiating policies by adding necessary terms and conditions as required.

An employer looks for candidates with sound technical knowledge, negotiating and decision-making, excellent judgment, and numeracy skills. To be a successful underwriter, you will have to draft a comprehensive and effective resume that will help you stand out amongst the competitors.

Sample of Underwriter Resume

Susan K. Stanton
123 Elm Street
Norfolk, Nebraska
Phone: 402- 457-8913
Email: susankstanton@anymail.com

Career Summary:

Experienced underwriting professional with capabilities of risk assessment, and analysis of income and credit statement and ratings of individuals and organizations. High proficiency and accuracy in processing and completing loan process and selling loan packages. Strong working knowledge of both commercial and insurance sectors. Experienced in insurance underwriting.

Summary of Skills:

Capable of doing in-depth data collection and analysis of applicant's request
Posses a detail-oriented approach in examining documents
Good knowledge about federal rules and regulations
Good organizational, communication, and interpersonal skills
Strong risk assessment and decision-making skills
Expertise in budget development before forwarding proposals

Technical Skills

Underwriting Systems : DU, LP, CLOUT
Microsoft Office: MS Word, Excel

Work Experience:

Consumer Loan Underwriter
Woodforest Nation Bank, Norfolk, Nebraska
December 2016 – Present

Maintaining meticulous attention and following a detail approach while underwriting mortgage applications
Evaluating financial strength of borrowers and understanding risk and repayment capacity of loan applicants
Ensuring loan request submitted meet internal and external eligibility requirements before underwriting
Maintaining excellent follow up with management, loan originators, loan processors and borrower clients throughout the underwriting process
Assessing applicant's loan attributes and documentation

Life Insurance Underwriter
Mutual Trust Life Insurance, Norfolk, Nebraska
May 2014 – November 2016

Evaluated new and renewal applications from clients to understand insurance risks and revised premium policies
Prepared and verified applicant's insurance documents like policy papers, endorsements, certificates, invoice and schedule before submitting it to
management level for approval
Performed underwriting duties for existing life insurance applications for both permanent and short term products
Assessed over 100 applications on a regular basis and successfully processed around 30-40 applications daily
Checked that all file documentation is as per underwriting and authority level standard

Associate Underwriter
Newsberry Enterprises, Norfolk, Nebraska
June 2012 – April 2014

Collaborated with on-field agents and reviewed applications and interpreted policies of clients' company
Cultivated strong relationships with clients through frequent discussions and monthly meetings
Analyzed, classified and compiled reports for risk assessment after considering all financial aspects
Responsible for underwriting request applications for new clients
Maintained a record of existing borrowers and provided efficient customer service by sending messages/mails about current loan status

Education:

Bachelors of Science in Business
ABC University, Norfolk, Nebraska
2011

Diploma in Finance
ABC University, Norfolk, Nebraska
2013

Reference:

On request.